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If your account is blocking payments that fail postal code validation , the charge is declined. However, if you set up this card and use the saved card for subsequent off-session payments, no further authentication is needed. Older APIs. All other Visa and Mastercard test cards do not require authentication from the customer's card issuer. The charge is blocked as it's considered fraudulent. You can use any of the following test cards to simulate a successful payment for different billing countries. All API errors are handled properly. This type of dispute is not protected if 3D Secure was run. About the APIs. You may find it useful to view your account's events and logs as you test your integration. Instead, use any of the following test card numbers, a valid expiration date in the future, and any random CVC number, to create a successful payment. Each failed request is perfectly safe to retry as rate limiting takes place before any other action and prevents the request from being processed. LU The PaymentIntent status transitions from processing to succeeded, but a dispute is immediately created.{/INSERTKEYS}{/PARAGRAPH} DE The PaymentIntent status transitions from processing to succeeded, but a dispute is immediately created. Card numbers PaymentMethods Number Description This card requires authentication for one-time payments. Authentication required: The PaymentIntent is created with an idempotency key to avoid erroneously creating duplicate PaymentIntents for the same purchase. Add payment methods. LU The PaymentIntent status transitions from processing to succeeded after three minutes. Server-side code In your server-side code, ensure that: All requests are being made successfully. Other payment methods. Verification checks only run when the required information is provided e. Payment Methods. Using these test IDs in place of card numbers helps ensure your production integration is developed in a PCI compliant manner and is not going to handle card information directly. Bank debits and transfers. No authentication default U. However, attempts to perform 3D Secure result in a processing error. You can only use this card for INR payments. How cards work. Card numbers Tokens PaymentMethods Number Description With default account settings, charge succeeds, only to be disputed as fraudulent. This type of dispute is protected if 3D Secure was run. FRM The PaymentIntent status transitions from processing to succeeded, but a dispute is immediately created. Payment Intents. FRM The PaymentIntent status transitions from processing to succeeded after three minutes. If you need to create test card payments using cards for other billing countries, use our international test cards. Not all cards support 3D Secure or require the customer be redirected to their card issuer's authentication page. Should your requests begin to receive HTTP errors, reduce the frequency of your requests. It is extremely unlikely for users to experience any rate limits with normal usage of the API, even at high volume. EE The PaymentIntent status transitions from processing to succeeded, but a dispute is immediately created. You can also send test events to your integration's endpoint within your account's webhooks settings. The most common causes for a user to experience rate limits are bugs, bulk data fetches, or extreme load testing. Use the following card information to test 3D Secure payments. In live mode, Stripe dynamically determines when a particular transaction requires authentication due to regional regulations such as Strong Customer Authentication. LT The PaymentIntent status transitions from processing to succeeded, but a dispute is immediately created. In the response handler for createToken , card errors are handled and displayed properly. The PaymentIntent will proceed without performing authentication. Relevant webhooks are handled correctly. Sign up. LT The PaymentIntent status transitions from processing to succeeded after three minutes. Setup Intents. Any expiration date in the future is considered valid. This means that if 3D Secure is requested by your Radar rules, the customer will not go through additional authentication. If this information isn't specified, the value of the checks is null. EE The PaymentIntent status transitions from processing to succeeded after three minutes. Genuine card information cannot be used in test mode. Card numbers Tokens PaymentMethods Number Description Charge succeeds and funds will be added directly to your available balance bypassing your pending balance. Basic test card numbers Genuine card information cannot be used in test mode. Errors are caught and displayed properly in the UI. The following test cards can be used to create payments that produce specific responses—useful for testing different scenarios and error codes. You can then use the API to verify the resulting event data. Use it to trigger different flows in your integration and ensure they are handled accordingly. You can also provide invalid card details to test specific error codes resulting from incorrect information being provided. FI The PaymentIntent status transitions from processing to succeeded, but a dispute is immediately created. Accept a payment. After the payment. The following card information tests payments affected by regional regulations such as Strong Customer Authentication SCA. Regulation Support. Each test ID is human-readable and represents card information that has been tokenized with our client-side libraries e. The rate limit in test mode is lower than the one in live mode. Note that because refund failures are asynchronous, the refund will appear to be successful at first and will only have the failed status on subsequent fetches. BE The PaymentIntent status transitions from processing to succeeded, but a dispute is immediately created. More payment scenarios. FI The PaymentIntent status transitions from processing to succeeded after three minutes. By default, your Radar rules will not request 3D Secure authentication for this card. If your account is blocking payments that fail CVC code validation , the charge is declined. This leads to a Stripe page that displays information about the API request, and where you can either authorize or cancel the payment. Digital wallets. AT The PaymentIntent status transitions from processing to succeeded after three minutes. If you are experiencing rate limits but are unable to determine why, please let us know. Only valid tokens are passed to your server as part of payment form submission. DE The PaymentIntent status transitions from processing to succeeded after three minutes. When reducing your request frequency, we recommend an exponential backoff by first waiting one second before trying again. SCA readiness. To test your integration, perform actions using the API in test mode to send legitimate events to your endpoint. However, all off-session payments will succeed as if the card has been previously set up. Card payments. For instance, creating a charge triggers the charge. When creating a test Source object that uses a redirect flow e. If your request continues to receive the same response, wait two seconds, then four seconds, etc. Am I affected by SCA? BE The PaymentIntent status transitions from processing to succeeded after three minutes. Each basic test card's billing country is set to U. We recommend using our test IDs when testing your integration and creating charges , instead of passing card information directly to the API. However, the event data contained within these events is fabricated and not available in the API—its purpose is only to test that your endpoint is working and configured correctly. This card is only significant in countries with split pricing. AT The PaymentIntent status transitions from processing to succeeded, but a dispute is immediately created. By default, your Radar rules will request 3D Secure authentication for this card. We also notify you of refund failures using the charge. {PARAGRAPH}{INSERTKEYS}This page includes test card numbers and other information to make sure your integration works as planned.